Personal Finance Calculator - Retirement Planning & Corpus Calculator
Age Details of Younger Partner
Age Details of Elder Partner
Financial Analysis
Income & Returns
Expenses & Inflation
Current Assets for Self-Consumption
Description
Amount (₹)
%age
Fixed Monthly Expenses
Description
Amount (₹)
Years Left
Current Assets for Investments
Description
Amount (₹)
%age
Current Liabilities / Debt
Description
Amount (₹)
%age
Notes
• The calculator is designed to be used for couples. If you are single or want to plan individually, enter your details as Younger Partner.
• The calculator is forward-looking and expects current values as inputs to estimate future values (up to next 100 years). If you have already retired, then enter Retirement Age as Present Age.
• The calculator does not consider any taxes and expects all values to be net of taxes. Enter all income, returns, etc after accounting for taxes.
• The calculator assumes that the entire Monthly Savings (Income - Expenses) are invested every month and added to the Investment Corpus. If this is not the case, then enter Monthly Income equal to Monthly Expenses + Monthly Investments.
• If the Savings are negative, it means that this amount is the current Monthly Withdrawal amount from the Investment Corpus.
• The calculator assumes that Monthly Income after retirement is Nil. Any value entered for Income after retirement is ignored. If you expect any post-retirement income, then enter the Retirement Age as the age till which you expect to receive this income.